Ironically my insurance would go up by a fair bit if I park in the garage, driveway is cheapest, but it might be because garages in my country are tiny so increasing the risk of car damage
If there was a large claim, sure. Imagine you told your insurance company you had winter tires on, then totaled your car in an at fault accident slipping on ice. They are definitely checking your tires before paying out
Yeah, that makes sense. I'm sure a lot of people just lie when they sign up for insurance, but I can see where that would be a problem if it gets damaged while in the garage.
I've previously implemented calculators for insurance quotes and they do factor in where the car is parked. But at least in the cases I've worked on parking in a garage will always yield a lower price.
Less chance of random damage, vandalism, hail damage, etc.
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u/Fluid_Mulberry394 4d ago
Given the rate of car thefts these days, insurance companies would love to see more of these.