r/FluentInFinance • u/AdFar3727 • 5d ago

People in this sub Discussion/ Debate

Why are there so many people who couldn’t get a C- in high school personal finance in a sub that is called fluent in finance?

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u/mx5plus2cones 5d ago edited 5d ago

Actually, the problem is they usually don't teach personal finance in a public school because it's perceived as crossing "family values". The argument I heard goes if Little Billy comes home and says "daddy/mommy, Ms. Smith taught us that it's terrible to be paying $20/month on a 25%APR credit card carrying a $4000 balance every month"....then many mommy and daddy might get offended and take it personally , because it describes their situation and some parents would think it's crossing the lines.... (why is a public school teacher telling my kid how I should run our household finances ) no different than if little Billy came home and talked about Christianity, Buddism , or Isalm.....or why many parents have an issue with schools talking about every other sensitive topics (sexuality, transgender, etc).

On the other hand, if your kid goes to a private school or a charter school, that could be a condition of admission ... If you don't like the material , then get the f out of the school and go elsewhere...

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u/NumbersOverFeelings 5d ago

I agree. And adding that parents don’t take on the role of helping educate their children or even exposing them to personal finance either.