r/interestingasfuck • u/AdministrativeMud907 • 5d ago

A girl saves her boyfriend from a robbery by pointing a machine gun at two armed robbers.(Texas) r/all

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u/Fukasite 5d ago

Are there decoy banking apps?

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u/hydrohomey 5d ago

Hey guys I just got a new app idea

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u/Fukasite 5d ago

Nope, I just copyrighted it. No one‘s allowed but me.

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u/hydrohomey 5d ago

Hahaha just imagine how many MORE scams that app would generate

The wolves always find a way 😢

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u/sweetpotato_latte 4d ago

Stop trying to reverse psychology so you can still do the idea first 😂

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u/bluedaddy664 4d ago

You know you can see if the money has been deposited into the other account right?

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u/wrongsuspenders 4d ago

It seems like the answer is making banking apps more heavily dependent on your tax ID and federal ID. If someone steals and forces me to transfer on venmo the other side should be arrested.

My friend's sister lost $2,400 via a forcible Venmo transfer in broad daylight despite screaming no one would help her. Venmo wouldn't reverse it and she's out the money. Renters/Homeowners have low limits on cash theft.

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u/bluedaddy664 4d ago

True. But these apps can be linked to accounts from different countries.

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u/wrongsuspenders 4d ago edited 4d ago

ah - yea well don't necessarily want to restrict that - but I wouldn't' mind introducing some sort of time delay as a precaution on my transfers. Sort of like the safe we had at work that took 15+ minutes to open. I live in a dense urban area with a lot of armed robberies. The crews typically commit 10 or so robberies in an hour and then drive away without ever getting caught by police. I'd like to keep banking apps on my phone but I don't like the idea of risking $2K+. If someone steals my phone or wallet I would only lose a small deductible on the phone.

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u/bluedaddy664 4d ago

What a lot of people use in 3rd world countries including Mexico. Is a decoy phone. No banking apps linked to it, no personal information.

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u/YoureJokeButBETTER 4d ago

stop resisting - this is a robbery

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u/sweetpotato_latte 4d ago

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u/YoureJokeButBETTER 4d ago

Hand over the App or the sweaty man gets it! 🫲🔫😠

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u/sweetpotato_latte 4d ago

Okay how about this. Me and you get to the patent office REAL QUICK and then we get to keep the idea.

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u/YoureJokeButBETTER 4d ago edited 4d ago

I think we have a potentially fatal misunderstanding here.

YOU will go to the patent office on my behalf such that i may keep your idea which you have also stolen

🙈🔫🙂‍↔️ … that or the monkey gets it

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u/Automatic-Narwhal965 4d ago

Vultures. Wolves are noble and respectable.

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u/pJustin775 4d ago

Unless once the person “sent money” using said fake app a message was to the 911 center closest to you….in theory that would stop the scams

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u/BilbosBagEnd 4d ago

But please name it Fukasite bank!

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u/The_Brofucius 2d ago

Show us the Copyright paperwork.

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u/Fukasite 2d ago

I showed it to your mom. She said it was legit.

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u/The_Brofucius 2d ago

In her defense, you show her some wine, she will accept it.

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u/BeetleLantern 4d ago

Kitboga beat you to it

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u/deadtree3 4d ago

That would be a really great idea. Especially if it's app icon is similar to real ones.

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u/legit-a-mate 4d ago

The awkward moment of silence when they watch you send the money on your app and they slowly look up from their phone which hasn’t had a notification yet….

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u/paperpangolin 3d ago

I'm guessing it would be more effective if it showed a fake overdrawn balance, so you "have no money to transfer".

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u/ChocolateTemporary72 2d ago

Or send a fake notification

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u/aldoXI 3d ago

That awkward moment they see you open your banking app at gun point and see $2.10 in your checking account.

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u/about78kids 1d ago

Lmfao imagine they apologize, and give you some cash

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u/StrobeLightRomance 4d ago

"Bro, wtf is Chine? No, we can't use your Whales Forgo app! Why you playing with me?"

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u/DatBoi73 4d ago

Yep, scumbags have been using them for years to scam people on Fb Marketplace/Gumtree/Craigslist/etc to make it look like they transferred money to the seller's bank account.

The only problem would maybe be hiding your actual bank apps so they wouldn't find them if they had physical access to your phone.

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u/Solvemprobler369 3d ago

You literally can’t sign into my bank or credit card accounts without my face, my pin, and a text from my phone. If I miss one then I get booted and have to manually sign in again. I reset my password every week so I only have it written down in a notebook hidden in my house. How are robbers going to deal with this?

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u/Drunk_Lemon 5d ago

Not that I am aware of, I know there are decoys for other stuff but I tried to find a banking one via google since I am on pc and found a reddit thread with suggestions to address this situation. Link

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u/AmazingDonkey101 4d ago

There are, and sometimes used by scammers e.g. to show to show that a payment was made when buying goods f2f, as the seller might not see the funds immediately in their account due to delays in the banking system.

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u/bluedaddy664 4d ago

There might be. But if they don’t see the money hit the other account it’s not going to look good.

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u/Acidflare1 4d ago

Just download a bank app that you don’t bank with, you’ll never be able to log in.

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u/cascading_error 4d ago

Maybe invert it, and overlay app that tells banking apps to fake shit untill its seperately turned off

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u/No_Sun_2881 4d ago

You can get a cheap wallet and some prop money on Amazon and carry it , then if ever in the scenario of a robbery give them that , idk just throwing things out here.

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u/tx_brandon 4d ago

You'd think the robbers would wait until they get notification of funds received before letting the victim free.

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u/MarineBoing 4d ago

Yes these have existed for years.

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u/pawlik187 4d ago

Some Banking Apps have Default Users they share so you can Access the Interface of the App before you sign up.

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u/Plastic-Judgment6531 4d ago

What’s sucks is that you can’t unenroll or prevent your bank for not doing transfers.

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u/Fukasite 4d ago

My app lets me set limits on how much you can send or do a transaction for, so that could work. 

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u/Plastic-Judgment6531 4d ago

If you can set limits in the same day, you can also undo them in the same day.

Basically a pointless feature

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u/Fukasite 4d ago

Yeah, but it’s not as easy to do that than sending money.